CDA Hot Topics

Underwriting issues are complicated and hard to summarize, but the CDA does so every week with the hot topic emails.  It's easy to get bogged down and behind with these, so they're collected in an easy to read format below.  Just click on the program you need more information on next to the topic of your choice to bring up a full size version of the answer.

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Gift Funds
Guidelines

VA Quick
Reference

Program

Comparison

Bond Program Income Documentation Requirements

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Income Documentation Cheat Sheet

Condo Insurance

Flood Insurance Policy Type Requirements

Refinance Spreadsheet

Open 30-Day
Accounts

Effective Age Of
Documents

Omitting Debts-
Less Than 10 Months

Student
Loans

Income Documentation Cheat Sheet

Contingent
Liability

HOI
Cheat Sheet

Grossing Up Non-Taxable Income June 2018

Condo & PUD
Documentation
Requirements

Condo Limited Review Eligibility Chart

Tax Lien Repayment Requirements

MCC/MTC
Cheat Sheet

Frozen Credit

Credit - Experian Boost

Converting the Current Primary to a Rental 

Income Requirements

Inspections

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BK, Foreclosure & Short Sale

VA Notice of Value
 

VA Energy Efficient