Please note the above attached rate sheets are for 45-day lock
periods which means the loan disbursement date just needs to meet the lock expiration date.  Please note the above attached rate sheets have state restrictions.  This will allow for us to meet delivery timeframes.  The true lock period is 60 days when the loan is locked with the investor.  Please take this into consideration when locking these loans in.  Please see the attached Jumbo and Doctor loan program rate sheets.  Please use the lock request form in Encompass to request locks from the above rate sheet (Follow highlights below) and hit submit request.  It should pull up the Optimal Blue log in change the Request Type to Manual Price/Lock and hit Continue.   Loans locked this way drop in our queue and are confirmed faster than emailed requests.